She already drove me to all doctors appointments, emergency rooms, MRIs, Pet Scans, Cancer Hospitals, always sitting in the corner of the exam room with tears in her eyes.

My wife would not have the strength to go to court once I am dead. It would help my wife a little bit right then, since she had to work 2 jobs due to my inability to work. I thought, at least get a little money now, as long as I am still alive. I could not do this to my wife and son, die and than let them go to court against SunLife.

I settled for an unreasonable low $6k out of fear of dying before they offer a reasonable amount. Spring 2017 SunLife call me with a settlement offer, saying â€œconsidering the cost of litigation, we offer you a settlementâ€ and â€œwe donâ€™t see any reason that you canâ€™t workâ€. Fall 2016 cancer was diagnosed, but still SunLife refused to pay. But in January 2016 SunLife refused to pay LTD. I had lots of medical test done, and before end of 2015 two doctors independently of each other suspected cancer. In fall 2015 I filed for Short Term Disability with SunLife. History: In 2015 my health declined rapidly. Before settling with them for a fraction of what they owed me, I send them multiple faxes with each new medical test result every few months, always pointing out that â€œI hope they pay before I dieâ€, explaining that I believe the symptoms were caused by cancer. The reason I settled was that I feared of dying from cancer before they would finally start paying LTD. I hope I can still sue SunLife, despite having settled in spring 2017 for an unreasonable low amount due to fear of dying before they pay a reasonable amount.

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